A structured screen against every metric a real underwriter uses. You get a bankability score, the exact reasons you would be declined today, and a prioritized fix list. No credit pull, no application.
The Quick Screen is built around the same underwriting checklist we have watched real bankers use across 75+ partner institutions.
FICO band, utilization, trade-line depth on the personal and business side. Where you sit versus where you need to sit.
Debt service coverage as the underwriter would compute it, not as your accountant prints it. The number that actually matters.
What the bank adds back, what the bank disallows, and how your returns map to the cash flow they will actually underwrite.
Outstanding obligations, balloon structures, hidden term debt, and the way an underwriter rolls it all up.
How much personal capacity the bank still has to lean on, and whether your business stands on its own yet.
Entity type, NAICS posture, time in business, and the structural signals a credit committee weighs.
The Quick Screen produces a structured report you can keep, share with your CPA, or take to any bank. Plain English. No jargon. No upsell pressure.
No. The Quick Screen does not pull credit. Everything is self-reported. The screen does not interact with the bureaus in any way.
Best estimates are fine. If a key number is missing, the report will tell you what to gather and where to find it. You can re-run the screen later for free updates to your score band.
Yes. The report is yours. Many owners share it with their CPA, attorney, or banker, especially the tax-return treatment section and the debt schedule view.
The screen will tell you that, and you can route directly into the Integrity Cap funding flow. We will not waste your time selling you a curriculum you do not need.
Seven-day money-back guarantee. If the report is not what you expected, write to us inside seven days and we will refund you in full.
