01Screen
Take the five-minute Quick Screen
Answer the same questions a real underwriter would. Credit, DSCR, tax-return treatment, debt schedule, personal versus business signals. We look at every metric a bank does.
A five-minute screen, built by people who have actually sat on the lender side of the desk.
See your bankability score, the exact reasons you'd be declined, and the fix list, before a single bank ever pulls your file.
Most "business funding" sites are run by marketers. We are not that. BusinessEligibility was built inside Integrity Cap, a firm that has actually placed more than $250M of capital with more than 75 banking partners. Every metric we screen against is one we have watched a real underwriter use to approve, decline, or sit on a file.
The result is a tool that thinks like the person reading your application, not the person selling you a course.
No applications, no credit pulls, no sales calls. Start with the screen. Decide your path from there.
Answer the same questions a real underwriter would. Credit, DSCR, tax-return treatment, debt schedule, personal versus business signals. We look at every metric a bank does.
You see a bankability score, the exact reasons you would be declined right now, and a prioritized list of fixes. No fluff, no upsell pressure.
Most owners fix two or three things in 30 to 90 days and move on. If you want a teacher in the room, Full Membership is the founder, personally, walking you through every element a bank looks at.
The Quick Screen tells you the truth. Full Membership shows you how to change it.
Looks at every metric a bank does. Five-minute screen. No credit pull.
Best for owners who want to know where they stand right now.
Total digitized consulting, taught by the founder and CEO. A decade of banking, economics, and finance condensed into an actionable program.
Best for owners who have been declined and want to fix the profile permanently.
"I had been told no by three banks. The Quick Screen showed me my DSCR math was off because I had been adding back the wrong line on my returns. Fixed it. Approved on the next application.
"Full Membership was the first time anyone explained tax-return treatment in a way that actually made sense. Matthew goes module by module and you feel like you are sitting across from a banker, not a guru.
"My personal credit was fine. My business profile looked terrible from the outside. Two fixes from the report and we closed an SBA loan inside the quarter.
Matthew has spent more than ten years in banking, economics, and finance. He founded Integrity Cap to fix the broken SBA process from the lender's side, then built BusinessEligibility because most owners get declined for things they could fix in thirty days, if anyone had bothered to tell them.
Full Membership is him, personally, teaching every element a bank looks at.
No. The Quick Screen is a self-reported five-minute questionnaire built around the same metrics an underwriter would evaluate. We never pull credit, and nothing about the screen affects your score.
The Quick Screen tells you where you stand today. Full Membership is the curriculum, taught by Matthew Carlucci, that walks you through every element a bank evaluates and shows you how to change the profile. Six monthly payments of $199, $1,194 total.
Yes. Both products carry a seven-day money-back guarantee. If the report or curriculum isn't what you expected, write to us inside seven days and we'll refund you in full.