Plain answers to real questions.

BusinessEligibility is the pre-application screen and curriculum from Integrity Cap. We tell you what a bank will see before a bank ever sees it. Two products: the Quick Screen ($199 one-time) and Full Membership (6 × $199, $1,194 total).

No. The Quick Screen is self-reported and does not interact with the credit bureaus in any way. Nothing about the screen affects your score.

The Quick Screen is a one-time $199 diagnostic. You get a bankability score, the exact reasons you would be declined, and a prioritized fix list. Full Membership is the nine-module curriculum, taught by founder Matthew Carlucci, that walks you through every element a bank evaluates and shows you how to change the profile. Full Membership costs $1,194 total, payable as 6 monthly payments of $199.

Yes. Both products carry a seven-day money-back guarantee. If the report or curriculum is not what you expected, write to us inside seven days and we will refund you in full, no questions asked.

BusinessEligibility is an Integrity Cap brand, powered by IntegriTech. Matthew Carlucci is the founder. He has more than a decade in banking, economics, and finance, and has placed more than $250M of capital with more than 75 banking partners.

The Quick Screen is a self-serve report. Full Membership is a structured curriculum from Matthew, delivered as a complete program you work through at your own pace. If you need a live human at any point, the chat widget routes to the Integrity Cap team.

A bankability score with a clear readiness band, a line-by-line breakdown of the reasons a bank would decline your file today (in the order an underwriter would write them up), and a prioritized fix list ranked by impact and time-to-fix. Plain English. You can share it with your CPA or your banker.

Most members complete the nine modules over six to twelve weeks. You have full access for six months and you can re-watch and revisit modules for the duration of the membership.

No. The report and curriculum are yours. You can take them to any bank or broker. Most owners come back to us because we already know which banks fit which profiles, but you are never required to.

The Quick Screen will tell you, and we will route you directly into the Integrity Cap funding flow. We do not sell curriculum to people who do not need it.

Yes. The report is yours. Many owners share the tax-return treatment section with their CPA and the debt schedule view with their attorney before reapplying.

The Integrity AI chat widget at the bottom of every page connects you to the team. For account or refund questions, the same widget will route you to a human inside one business day.