Plain answers to real questions.

BusinessEligibility is the pre-application screening and education platform from Integrity Cap. We help you understand what a bank will see before a bank reviews your application. We offer two resources: the Quick Screen, available for a one-time fee of $350, and the free Business Eligibility Course.

The Quick Screen is a one-time $350 personalized diagnostic. You receive a Bankability Score, the specific reasons your business may be declined, and a prioritized action plan.
The Business Eligibility Course is a free, full curriculum with 13 modules taught by founder Matthew Carlucci. It walks you through the key factors banks evaluate and explains how to improve your financing profile. The course provides education, while the Quick Screen provides personalized feedback about your business.

“The Quick Screen is a one-time $350 diagnostic. You get a bankability score, the exact reasons you would be declined, and a prioritized fix list. Full Membership is the nine-module curriculum, taught by founder Matthew Carlucci, that walks you through every element a bank evaluates and shows you how to change the profile. Full Membership is free.

“The Quick Screen includes a seven-day money-back guarantee. If the report is not what you expected, contact us within seven days and we will issue a full refund.

BusinessEligibility is an Integrity Cap brand, powered by IntegriTech. Matthew Carlucci is the founder. He has more than a decade in banking, economics, and finance, and has placed more than $250M of capital with more than 75 banking partners.

The Quick Screen is a self-serve report. Full Membership is a structured curriculum from Matthew, delivered as a complete program you work through at your own pace. If you need a live human at any point, the chat widget routes to the Integrity Cap team.

A bankability score with a clear readiness band, a line-by-line breakdown of the reasons a bank would decline your file today (in the order an underwriter would write them up), and a prioritized fix list ranked by impact and time-to-fix. Plain English. You can share it with your CPA or your banker.

The course includes 13 self-paced modules. You can complete them based on your own schedule and revisit the lessons whenever needed.

No. The report and curriculum are yours. You can take them to any bank or broker. Most owners come back to us because we already know which banks fit which profiles, but you are never required to.

The Quick Screen will tell you, and we will route you directly into the Integrity Cap funding flow. We do not sell curriculum to people who do not need it.

Yes. The report is yours. Many owners share the tax-return treatment section with their CPA and the debt schedule view with their attorney before reapplying.

The Integrity AI chat widget at the bottom of every page connects you to the team. For account or refund questions, the same widget will route you to a human inside one business day.