BusinessEligibility.com ("Business Eligibility," "we," "us," or "our") respects your privacy and is committed to protecting the personal and business information you share with us. This Privacy Policy explains what information we collect, how we use it, who we share it with, and the rights and choices available to you.
This Privacy Policy applies to information we collect through our website at https://businesseligibility.com and any subdomains (the "Site"), our business eligibility analysis and lender-matching services (the "Services"), and email, telephone, and other communications between you and us.
By accessing the Site or purchasing the Services, you agree to the collection and use of information in accordance with this Privacy Policy. If you do not agree with our practices, please do not use the Site or purchase the Services.
Who We Are
BusinessEligibility.com is operated by Business Eligibility LLC, a Florida-based commercial finance organization powered by Integrity Cap.
Contact Information
Information We Collect
We collect several categories of information to deliver our Services and operate our Site.
2.1 Information You Provide Directly
- Identification information — full name, date of birth, home address, phone number, email address, and SSN/TIN where applicable
- Business information — legal business name, DBA, EIN, business address, formation date, industry/NAICS code, ownership structure, and number of employees
- Financial information — annual revenue, monthly deposits, existing debt obligations, MCA positions, credit profile information, and bank account information
- Documentary information — bank statements, tax returns, P&L statements, balance sheets, debt schedules, voided checks, and government-issued ID
- Payment information — billing address and payment card details (processed by our PCI-compliant third-party payment processor)
- Communications — the contents of emails, support tickets, chat messages, and call recordings
2.2 Information Collected Automatically
- Device and browser information — IP address, browser type, operating system, device identifiers, screen resolution
- Usage information — pages viewed, time spent, click paths, referral URLs, search terms
- Location information — approximate geographic location derived from IP address
- Tracking information — cookies, pixels, web beacons, and similar technologies (see Section 6)
2.3 Information from Third Parties
- Credit reporting agencies and data providers — for preparing your eligibility analysis
- Public records — including business registration, UCC filings, and bankruptcy records
- Marketing and analytics partners — including Meta, Google, and other advertising platforms
- Referral partners and affiliates
- Lender and banking partners — including pre-qualification and underwriting feedback
Sensitive Information
In the course of providing our Services, you may submit sensitive information including Social Security Numbers, financial account numbers, and government-issued identifiers. We treat this information with heightened safeguards as described in Section 8.
How We Use Your Information
We use the information we collect to:
- Deliver the Services — analyze your eligibility, match you with lender programs, and generate your report
- Process transactions — collect payment, issue receipts, and provide customer support
- Operate the Site — authenticate users, secure systems, prevent fraud, and improve performance
- Communicate with you — respond to inquiries and send transactional and service emails
- Market our Services — send marketing communications (subject to your right to opt out)
- Conduct analytics — measure Site performance and advertising effectiveness
- Improve our Services — develop new features and refine our eligibility analysis methodology
- Comply with legal obligations — including AML, KYC, tax reporting, and consumer protection laws
- Enforce our rights — investigate suspected violations of our Terms of Service
- Refer you to financing partners — including Integrity Cap and our network of 75+ banking partners
How We Share Your Information
5.1 With Our Affiliates
We share information with Integrity Cap, IntegriTech.ai, and other entities under common ownership for fulfilling your eligibility analysis, matching you with lenders, and processing your loan application.
5.2 With Lenders and Banking Partners
We share your information with our network of 75+ banking and lending partners to match you with appropriate financing programs.
5.3 With Service Providers
We share information with vendors who perform services on our behalf, including hosting, payment processing, analytics, document storage, and marketing platforms.
5.4 With Marketing and Advertising Partners
We use Meta, Google, LinkedIn, and similar networks to deliver advertising and measure campaign performance using cookies, pixels, and hashed identifiers.
5.5 For Legal and Safety Reasons
- Comply with applicable law, regulation, subpoena, or court order
- Respond to lawful government requests
- Enforce our Terms of Service
- Protect the rights, property, or safety of Business Eligibility or our users
- Detect, prevent, or investigate fraud or illegal activity
5.6 In Connection with a Business Transaction
If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
5.7 With Your Consent
We share information with other parties when you direct us to or otherwise provide consent.
Cookies and Tracking Technologies
We and our partners use cookies, web beacons, pixels, SDKs, and similar technologies to operate the Site, analyze traffic, and deliver targeted advertising.
Categories We Use
- Strictly necessary — required for the Site to function
- Performance and analytics — measure how the Site is used (e.g., Google Analytics)
- Functional — remember your preferences
- Advertising — deliver and measure ads (e.g., Meta Pixel, LinkedIn Insight Tag)
Your Choices
- Most browsers allow you to block or delete cookies through browser settings
- Opt out via Digital Advertising Alliance, Network Advertising Initiative, or Your Ad Choices
- Mobile users can adjust device settings to limit ad tracking
Data Retention
We retain personal information for as long as necessary to provide the Services, comply with legal obligations, resolve disputes, and enforce our agreements.
| Information Type | Retention Period |
|---|---|
| Account and transaction records | 7 years from last activity |
| Uploaded financial documents | 7 years from delivery of report |
| Marketing contact information | Until you opt out, then archived |
| Website analytics data | 26 months |
| Support and communication records | 5 years |
How We Protect Your Information
- TLS/SSL encryption for data in transit
- AES-256 encryption for sensitive data at rest
- Role-based access controls and least-privilege provisioning
- Multi-factor authentication for internal systems
- Regular security audits and vulnerability assessments
- Employee training on information handling and data privacy
Your Privacy Rights
9.1 Rights for All U.S. Users
Access
Request a copy of the personal information we hold about you
Correction
Request that we correct inaccurate information
Deletion
Request that we delete your information (subject to legal exceptions)
Marketing Opt-Out
Unsubscribe from marketing emails using the link in any email or by contacting us
9.2 California Residents (CCPA / CPRA)
- Know the categories and specific pieces of personal information we collect
- Know sources, purposes, and third parties with whom we share information
- Request deletion of personal information
- Request correction of inaccurate information
- Opt out of the "sale" or "sharing" for cross-context behavioral advertising
- Limit the use of sensitive personal information
- Be free from discrimination for exercising your rights
9.3 How to Submit a Request
- Email: success@businesseligibility.com
- Mail: Privacy Officer, Business Eligibility LLC, 2979 West Bay Drive, Suite 4, Belleair Bluffs, FL 33770
- Phone: (727) 516-2800
Financial Privacy Notice (GLBA)
Because Business Eligibility provides financial products and services, we are subject to the Gramm-Leach-Bliley Act ("GLBA"). We provide customers with a privacy notice describing what nonpublic personal information we collect, how we share it, and the categories of third parties with whom we share.
You have the right to opt out of certain sharing with nonaffiliated third parties for marketing purposes. To opt out, contact us at success@businesseligibility.com.
Children's Privacy
The Site and Services are intended for business owners and authorized representatives 18 years of age or older. We do not knowingly collect information from children under 13.
International Users
The Site is operated from the United States and is intended for U.S. business owners. If you access the Site from outside the United States, your information will be transferred to and processed in the United States.
Third-Party Sites and Services
The Site may contain links to third-party websites, including our lender partners and our checkout processor at mybusinesseligibility.com. We are not responsible for the privacy practices of those sites.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will post the updated version on the Site and update the "Last Updated" date. Your continued use of the Site after changes take effect constitutes your acceptance of the updated Policy.
Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy, contact: